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LEG REG REVIEW 2016, 8th Issue — April 25, 2016

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.     SPECIAL EDITION   PRIMARY NOTES Tomorrow Pennsylvania will be at center stage in the contest for President of the United States.  This has been the media focus.  Unfortunately, this overshadows many of the other races.  Phillips Associates researched primary races to identify those with an insurance or financial planning background as well as identifying those on committees relevant to the Insurance Industry.  Please consider this information as a planning tool in case an industry background is important as you cast your ballot.   SPECIAL ELECTION The winner of this race will take former Senator Pileggi’s place … Read More

LEG REG REVIEW 2016, 7th Issue — April 18, 2016

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   AUTO APPRAISAL BILL SIGNED BY GOVERNOR House Bill 1638 (Tobash-R-Schuylkill) was signed into law April 14, 2016 as Act 13 of 2016.  This law amends the Motor Vehicle Physical Damage Appraisal Act to allow for photos to be used as documentation of a vehicle’s post-accident condition when making an appraisal.  Disputed findings by auto shops and others would mean that a physical personal inspection of the vehicle would take place.  Act 13 goes into effect in sixty days.   MEDICAL CANNABIS BILL SIGNED BY GOVERNOR Signed into law April 17 was Senate Bill 3 (Folmer-R-Lebanon and Leach-D-Montgomery) … Read More

LEG REG REVIEW 2016, 6th Issue — April 11, 2016

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   AUTO APPRAISER BILL GOES TO GOVERNOR After acrimonious debate throughout its legislative journey, House Bill 1638 (Tobash-R-Schuylkill) received a final nod from the House as it concurred with Senate amendments April 4.  If signed into law by Governor Tom Wolf, HB 1638 would amend the Motor Vehicle Physical Damage Appraisal Act to allow for photos to be used as documentation of a vehicle’s post-accident condition when making an appraisal.  Disputed findings by auto shops and others would mean a physical personal inspection of the vehicle.  The House vote was a bipartisan 129-59.   MEDICAL CANNABIS BACK IN … Read More

LEG REG REVIEW 2016, 5th Issue – March 7, 2016

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   INSURANCE DEPARTMENT PLANS LTC INSURANCE HEARING The PA Insurance Department scheduled a March 10 hearing in Harrisburg to allow for public comment on recent rate increases for long-term care insurance.  In addition to the premium issue, the hearing is also designed to spotlight how the rate review process works.  Anyone wanting to testify at any of these sites or in Harrisburg should register at ra-in-comment@pa.gov. Satellite locations can be found in: Erie: Blasco Library, 160 East Front Street, Erie, PA 16507 Philadelphia: West Oak Lane Senior Center, 7210-18 Ogontz Avenue, Philadelphia, PA 19138 Pittsburgh: Carnegie Library of … Read More

LEG REG REVIEW 2016, 4th Issue – February 28, 2016

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   POLICY CHIEF DEPARTS WOLF ADMINISTRATION John Hanger has resigned his post as Secretary of Policy & Planning for the Wolf Administration.  Previously, he served Governor Rendell as his Secretary of the Department of Environmental Protection (DEP) and was a Democratic primary opponent against Tom Wolf in 2014.  Effective February 26, his successor is former Deputy Director of Policy & Planning Sarah Galbally.  She was former Policy Director for the Wolf for Governor Campaign and holds an MPA from Villanova and a BA from University of Pennsylvania.  In a post-retirement interview, Hanger laid the blame for PA’s budget … Read More

LEG REG REVIEW 2016, 3rd Issue – February 15, 2016

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF CALLS FOR 33-PLUS BILLION BUDGET On February 9, Governor Tom Wolf presented his proposal to the General Assembly for the State Budget in the fiscal year beginning July 1, 2016.  This may be another conflict-ridden budget cycle, building on the fact that part of the current fiscal year budget has not been finalized pending legislative actions relative to the Governor’s line-item veto in December of numbers of budget items.   In his address, the Governor admonished the General Assembly for the FY 2015-16 State Budget, saying “The budget they sent me relied on the same gimmicks … Read More

LEG REG REVIEW 2016, 2nd Issue – January 18, 2016

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   MORE RETIREMENTS FROM THE GENERAL ASSEMBLY Several more members the PA General Assembly indicated that they have chosen not to seek re-election: Rep. Mauree Gingrich (R-Lebanon), Chair of the House Labor & Industry Committee which handles Workers’ Compensation legislation Rep. Nick Kotik (D-Allegheny), Minority Chair of the House Gaming Oversight Committee Rep. Mike Vereb (R-Montgomery) Senator Shirley Kitchen (D-Phila.), Minority Chair, Senate Public Health & Welfare Committee. Majority Chair Senator Pat Vance (R-Cumberland) had already announced her retirement at the end of this term.   PA COMMISSIONER NOW NAIC P/C CHAIR Announced January 11 by the National … Read More

2015, 37th Issue – December 29, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   STATE BUDGET UPDATE   Today, December 29, Governor Wolf signed House Bill 1460 into law as Act 10-A of 2015, bringing to a close some of the uncertainty resulting from the budget impasse.  There will be more legislative action or reaction since the Governor’s veto pen was busy knocking out specific line items. Generally, the insurance industry is not impacted because the Insurance Department’s funding comes from a dedicated source of revenue, a special fund created to insulate it from such budget situations as we have now.  The Department still needs more funding but that would need … Read More

LEG REG REVIEW 2015, 35th Issue – December 7, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   A BUDGET?  When the State Budget impasse is resolved, Leg-Reg Review will issue a special edition.   LTC COUNCIL SIGNED INTO LAW Governor Tom Wolf signed House Bill 753 (Schlegel-Culver-R- Northumberland) into law as Act 64 of 2015.  This legislation culminates a four-year bipartisan effort to create a permanent Long-Term Care Council whose members will represent a wide span of interests with an interest in senior and long-term care quality and independent living issues.  PA Association of Health Underwriters (PAHU) was successful in making sure that an insurance producer with experience selling long-term care insurance was included.  … Read More

LEG REG REVIEW 2015, 34th Issue – November 23, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   Dear Leg-Reg Review Reader: Despite the three larger issues that dominate the media — State Budget, pension reform, privatization of the liquor stores– there are a good number of pieces of insurance legislation which have been introduced or are seeing legislative activity.  Some examples: Auto Damage Photo Appraisal Auto Insurance requirements doubled Breast density screening mandated benefit CHIP reauthorization and transferring CHIP from the Insurance Department to the Dept. of Human Services, formerly known as DPW Flood Insurance reporting requirement Long-Term Care Council which includes an insurance producer in its makeup Property Tax Elimination Reauthorization of PHC4 … Read More

LEG REG REVIEW 2015, 33d Issue – November 16, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   MORE ELECTION RESULTS LEAD TO LEGISLATIVE VACANCIES In addition to Rep. Thaddeus Kirkland (D-Delaware) being elected mayor of Chester as reported in last week’s Leg Reg Review, other legislative vacancies will occur and special elections will be needed in the New Year. Former Senate Majority Leader Dominic Pileggi (R-Chester/Delaware) won as judge on the Delaware County Court of Common Pleas. Rep. Tim Krieger (R-Westmoreland) will serve on the Westmoreland County Court of Common Pleas. Rep. Cherelle Parker (D-Phila.) won a seat on the Philadelphia City Council.   PHOTO APPRAISAL BILL SEES HOUSE CONTROVERSY House Bill 1638 (Tobash-R-Schuylkill) … Read More

LEG REG REVIEW 2015, 31st Issue – November 2, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   COMMERCIAL DRIVERS LICENSE LEGISLATION IS SIGNED INTO LAW Senate Bill 925 (Rafferty-R-Montgomery) was signed into law by Governor Tom Wolf as Act 49 of 2015.  This bill updates PA requirements for the Commercial Driver’s License (CDL): – No employer shall allow a driver to operate a commercial vehicle unless the person is qualified – CDL tests are in English and no interpreters are allowed – PA will accept other states’ skills tests as long as those tests meet Federal standards – If there is evidence of fraud, the driver must retake the test(s) within 30 days – … Read More

LEG REG REVIEW 2015, 30th Issue – October 19, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   LEGISLATURE RESUMES WORK Both House and Senate will be in session this week.  There are two insurance-relevant bills on the voting calendars at this time.  House Bill 347 (O’Neill-R-Bucks) regarding how ambulance services can be reimbursed by insurance carriers is on the Senate voting calendar for October 20.  It will still need one more consideration by the Senate before final passage. It allows for direct EMS reimbursement but requires them to put their names on a registry maintained by the state.  It also specifies that insurers must consider ambulance reimbursement at in-network reimbursement schedules.  In addition: If … Read More

LEG REG REVIEW 2015, 29th Issue – October 6, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   BUDGET GAUNTLET CONTINUES As expected, Governor Wolf vetoed the latest attempt by the General Assembly to get some state money flowing.  Apparently, House Republican leaders will have Members vote this week on tax increases proposed by the Governor.  If adopted, the way would be paved for consideration of a spending plan for the FY 2015-16 Fiscal Year.  The challenge for Democrats will be to hold Democratic votes from natural gas areas of the state for a tax on Marcellus Shale extraction.  If there are defections, can Republican votes from southeastern PA offset them?  Of particular interest to … Read More

LEG REG REVIEW 2015, 28th Issue – September 21, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   GENERAL ASSEMBLY RETURNS FOR FALL SESSION The PA General Assembly has returned to Harrisburg for work on its’ fall agenda which looks uncomfortably like its’ summer agenda after Governor Wolf vetoed state spending plans passed by Republicans.  As negotiations continue, on September 18, the Senate passed a bill to provide $11.2 billion in short-term relief to social service providers that are hamstrung by the budget impasse.  In turn, the Governor said he is inclined to veto, preferring reconsideration of his State budget proposal.  His press secretary Jeff Sheridan issued the following:  “The Republican plan to pass a … Read More

LEG REG REVIEW 2015, 27th Issue – September 8, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   BUDGET STATUS No breakthrough is in sight after two months of unsuccessful negotiations.  While some discussions have centered on a modified pension reform proposal advanced by Republicans and apparent willingness to increase education funding, so far, there does not appear to be traction on any proposals.  Now, according to media, negotiations are taking place is smaller meetings.  Legislatively, there may be growing interest in adopting a continuing resolution which continues funding at present levels until an agreement can be reached for the Fiscal Year 2015-16 State Budget.   Meantime, the Revenue Department released tax collection numbers for … Read More

LEG REG REVIEW 2015, 26th Issue – August 24, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   GOVERNOR EXPANDS CHIP BENEFITS On August 20, Governor Wolf and Insurance Commissioner Miller announced that enrollees in the Children’s Health Insurance Program (CHIP) will have their benefits expanded to meet compliance requirements of the Patient Protection Affordable Care Act (PPACA).  This change will take place in December.  Background:  Early in the Wolf Administration, HHS determined that 3,600 children enrolled in the CHIP Buy-In (meaning that they pay the full premium rather than receiving a taxpayer subsidy) did not have PPACA-compliant coverage and would have to pay fines for 2014 and 2015.  The Wolf Administration was able to … Read More

LEG REG REVIEW 2015, 25th Issue – July 27, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   GENERAL ASSEMBLY SUSPENDS WORK FOR SUMMER Given the measure of differences between Democratic Governor Tom Wolf and Republicans in the House and Senate over state spending and whether or not to levy additional taxes, neither House nor Senate will be in session for much of the summer.  The House recessed July 22 and is slated to return August 25 unless recalled by the Speaker.  The Senate concluded its work July 15 and will not return until September 21 unless recalled.  Meanwhile Budget negotiations continue.   Something that may reduce the chance of quick reconciliation between the two … Read More

LEG REG REVIEW 2015, 24th Issue – July 20, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   TO THE GOVERNOR The Senate completed work on Senate Bill 487 (McIlhinney-R-Bucks) on July 14.  This legislation limits co-payments for insured medical services provided by physical therapists, chiropractors and occupational therapists. The final vote was 46-0 (concurrence with House amendments) and the bill will shortly be at the Governor’s desk for his signature.   FAQs ON BUDGET IMPASSE ISSUED BY ADMINISTRATION Wolf Administration issued a set of FAQs describing what happens when the new fiscal year is delayed.  https://www.pa.gov/Pages/budgetFAQs.aspx#.VaeUD7XcBjw . It focuses on what state payments may still be made and what is suspended until a new … Read More

LEG REG REVIEW 2015, 23d Issue – July 13, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   SIGNED BY THE GOVERNOR House Bill 972 (Pickett-R-Bradford) amends Act 154 specifying the commencement of the period during which the owner of an individual life policy or annuity may examine or return the policy for cancellation.  It shall be the date of mailing, the date the policy or annuity is physically delivered, or the date of electronic transmission of the policy or annuity.  The insurer shall have the burden of proof as to documenting the delivery date.  HB 972 was signed into law as Act 30 of 2015 by Governor Wolf on July 10. Despite being at … Read More

LEG REG REVIEW 2015, 22d Issue – July 2, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   BUDGET BILL VETOED BY THE GOVERNOR House Bill 1192 (Adolph-R-Delaware), the Republican $30.1 billion State Budget for the fiscal year beginning July 1, was sent to Governor Wolf June 30 and vetoed the same evening.  His veto sets up a contentious summer of hard negotiations between General Assembly Republicans and the Democratic Governor   AT THE GOVERNOR’S DESK Senate Bill 655 (Browne-R-Lehigh) originally extended the authorization for the State Workers’ Insurance Fund (SWIF) until June 30, 2019 but was amended in the House Appropriations Committee June 28 to also serve as a state spending vehicle.  Examples include … Read More

LEG REG REVIEW 2015, 21st Issue – June 29, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   THIS IS IT: BUDGET SHOWDOWN WEEK The Senate is considering the House Republican passed $30.1 billion State Budget (House Bill 1192).  Governor Wolf has already laid out a promise to veto in that the GOP plan does not provide a billion dollars more for education, does not impose a natural gas extraction tax, or increase the reach of the state sales tax to professional services.  He did not specify whether he would veto the entire package or only selected parts, saying “We’ll see what they send me.”  Waiting in the wings are other invitations to veto, liquor … Read More

LEG REG REVIEW 2015, 20th Issue – June 22, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   GOVERNOR SIGNS NAVIGATOR BILL On June 19, Governor Tom Wolf signed Senate Bill 293 (Eichelberger-R-Blair) into law as Act 7 of 2015.  This law mandates that Patient Protection Affordable Care Act (PPACA) navigators and certified application counselors register with the PA Insurance Department and have individuals working for them undergo criminal background checks.  SB 293 also gives navigators and certified application counselors the authority to refer an individual to an insurance producer.  The law specifies limitations on navigator et al activity.  Among other things, they may not: Sell, solicit or negotiate insurance Urge or advise a prospective … Read More

LEG REG REVIEW 2015, 19th Issue June 15, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   NAVIGATOR BILL GOES TO GOVERNOR In a major plus for the PA Association of Health Underwriters and others writing health insurance, the PA Senate concurred with the House and sent Senate Bill 293 (Eichelberger-R-Blair) to Governor Wolf for his signature.  SB 293 mandates that Patient Protection Affordable Care Act (PPACA) navigators and certified application counselors register with the PA Insurance Department and have individuals working for them undergo criminal background checks   MORE CONFIRMATION NEWS The Republican-controlled Senate confirmed John Wetzel as Secretary of Corrections, Eileen McNulty as Secretary of Revenue and Dr. Rachel Levine as Physician … Read More

LEG REG REVIEW 2015, 18th Issue June 8, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   NAVIGATOR BILL MOVES TO SENATE Senate Bill 293 (Eichelberger-R-Blair) passed the PA House June 2 by a 195-0 vote.  Registering Patient Protection Affordable Care Act navigators and certified application counselors and requiring criminal background checks for those individuals, SB 293 was amended to include clarifying language from the Governor’s Office.  Since the bill specifies what navigators et al cannot do — what licensed producers do –, the Administration wanted language that repeated Federal rules as to what navigators et al are authorized to do.  It was referred to the Senate Rules Committee and is lined up for … Read More

LEG REG REVIEW 2015, 17th Issue June 1, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF ADMINISTRATION DETAILS STATE-BASED EXCHANGE PLAN On May 28, Wolf Administration officials outlined their plans to move to a state-based exchange should the US Supreme Court rule against the Obama Administration to say that those in federally-facilitated marketplaces (FFMs) like Pennsylvania’s 280,000 enrollees would lose their tax subsidy because of wording in the original Patient Protection Affordable Care Act (PPACA) law.  Calling it a Supported State-Based Marketplace, Insurance Commissioner Teresa Miller and Department of Human Services Secretary Ted Dallas, said that (assuming HHS approval), Pennsylvania would manage the exchange but would use healthcare.gov as the operating platform.  … Read More

LEG REG REVIEW 2015, 16th Issue May 25, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   ELECTION RESULTS There were a number of local and county contests involving members of the General Assembly. SABATINA WINS SPECIAL ELECTION Rep. John Sabatina (D-Phila.) has won the special Senate election for the seat vacated by Mike Stack after he was elected Lt. Governor.  This means that there will both be a House open seat and a vacancy for the position of Minority Chair of the House Agriculture & Rural Affairs Committee. PILEGGI ON FALL BALLOT FOR COUNTY JUDGE Senator Dominic Pileggi (R-Chester/Delaware) won the Republican nomination for Delaware County Court of Common Pleas in the May … Read More

LEG REG REVIEW 2015, 15th Issue May 18, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   NAVIGATOR BILL REPORTED OUT OF HOUSE INSURANCE COMMITTEE Senate Bill 293 (Eichelberger-R-Blair) received a unanimous vote by the House Insurance Committee on May 11. The legislation would require navigators, certified application counselors and other Patient Protection Affordable Care Act (PPACA) ‘assisters’ to register with the PA Insurance Department and undergo a criminal background check. SB 293 passed the Senate earlier this year.  An amendment authored by Minority Chair Tony DeLuca (D-Allegheny) allowing navigators et al to compare plans was also approved by the committee.  Movement of SB 293 was one of PAHU’s top priorities during the Association’s … Read More

LEG REG REVIEW 2015, 14th Issue *** May 4, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF ANNOUNCES INTENT FOR STATE-BASED EXCHANGE On May 1, Governor Tom Wolf sent a letter to US Department of Health & Human Services (HHS) Secretary Sylvia Burwell saying that Pennsylvania’s intent is to be re-classified as a state-based exchange.  PA would operate it but would retain the healthcare.gov operating platform.  He did so to let Federal regulators know that PA plans to have a contingency plan should the US Supreme Court rule that tax subsidies are no longer to be available in federally-facilitated marketplace states such as Pennsylvania.   NAVIGATOR BILL COMING UP IN HOUSE INSURANCE COMMITTEE … Read More

LEG REG REVIEW 2015, 13th Issue *** April 27, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   LEGISLATIVE CHANGES Two members of the Pennsylvania House of Representatives are leaving April 30 and a third Representative may depart in May. Glen Grell (R-Cumberland) is a member of the House Insurance Committee and was elected in 2004.  His other committees include Appropriations, Judiciary, and Gaming Oversight.  He is the incoming Executive Director of the Public School Employee Retirement System. Joe Hackett (R-Delaware) was elected in 2010 and serves on the House Human Services, Professional Licensure, and Veterans Affairs and Emergency Preparedness Committees. He stated that he is returning to law enforcement. John Sabatina (D-Phila.) was elected … Read More

LEG REG REVIEW 2015, 11th Issue *** April 6, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   LTC COUNCIL BILL WINS KEY COMMITTEE VOTE House Bill 753 (Schlegel-Culver-R-Northumberland/Snyder) passed the House Aging and Older Adult Services Committee on April 1 unanimously after adopting amendments adding behavioral specialists and others to the makeup of the Long-Term Care Council.  Amendments bring the total number of Council members to 35.  This legislation creates the Long-Term Care Council to create a permanent emphasis by the state on meeting the needs of seniors requiring long-term care.  During the meeting, Rep. Steve McCarter (D-Montgomery/Phila.) raised the point that the Council’s work must focus on promoting long-term care insurance as an … Read More

LEG REG REVIEW 2015, 10th Issue *** March 16, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF ADMINISTRATION ANNOUNCES HEALTHY PA PHASEOUT The Department of Human Services (DHS) has released a timeline detailing the Administration’s plan for expansion of traditional Medicaid.  By September 30, all individuals enrolled in Healthy PA’s private coverage option will be rolled into a new adult benefit package with coverage provided by DHS managed care organizations.  The Wolf Administration promised that no one would see a gap in coverage.   HIGHMARK GIVES ANTHEM PRIVACY REASSURANCE Highmark sent a March 2015 letter to policyholders saying that Highmark is not directly affiliated with Anthem but some policyholders may have been serviced … Read More

LEG REG REVIEW 2015, 9th Issue *** March 9, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   GOVERNOR WOLF PROPOSES BUDGET Governor Tom Wolf presented his FY 2015-16 State Budget proposal to a joint session of the House and Senate March 3.  Following are some general highlights reported by the media, followed by Budget details of particular interest to the insurance industry.   General Highlights:  General Fund revenues from various taxes (corporation, personal income, sales, etc.) are budgeted at $30 billion compared to $28.889 million in the current FY 2014-15.  Property taxes at the local level would be reduced as would Corporate Net Income Taxes and a continued reduction in the Capital Stock & … Read More

LEG REG REVIEW 2015, 8th Issue *** March 2, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   AND SO IT BEGINS…BUDGET SEASON IS UPON THE GENERAL ASSEMBLY Just as sure as the Groundhog gives us six more weeks of winter and we have daylight savings time (so that we can better see the icy roads), we have the annual progression of the State Budget cycle beginning with the Governor’s speech to the General Assembly.  After the speech comes a month-long set of hearings held by the House and Senate Appropriations Committees where government officials will be asked to explain Governor Tom Wolf’s Budget proposal for them.   The Tuesday March 3 address will be … Read More

LEG REG REVIEW 2015, 7th Issue *** February 23, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   NAVIGATOR BILL ON SENATE VOTING CALENDAR Senate Bill 293 (Eichelberger-R-Blair) passed another crucial Senate test on February 17 by being reported out by the Senate Appropriations Committee by a 16 to 10 vote.  Voting was along party lines with Republicans voting yes and Democrats voting no.   SB 263 would require individuals working for navigator, certified application counselors, and other “assistors” to register with the PA Insurance Department and have a criminal background check.  The vote followed one by the Senate Banking & Insurance Committee last week to move the bill.  That vote, like this one, was along … Read More

LEG REG REVIEW 2015, 6th Issue *** February 16, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF SEEKS TO SCUTTLE HEALTHY PA, PREFERRING STRAIGHT MEDICAID On February 9, Governor Tom Wolf began the process to reverse the HHS-approved Healthy PA advanced by his predecessor, Tom Corbett.  This begins fulfillment of a campaign promise to return to traditional Medicaid, although expanded in line with the Patient Protection Affordable Care Act (PPACA).  In making the announcement, Governor Wolf said that those currently enrolled in Healthy PA (approximately 156,000) will not be affected yet.  According to the Administration, individuals in the Private Coverage Option will be transited into “one streamlined adult package without interruption to their … Read More

LEG REG REVIEW 2015, 5th Issue *** February 9, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   INSURANCE COMMITTEE MOVES NAVIGATOR BILL On February 3, the Senate Banking & Insurance Committee reported out Senate Bill 293 (Eichelberger-R-Blair), requiring navigators and certified application counselors under the Patient Protection Affordable Care Act (PPACA) to register with the Insurance Department and undergo a criminal background check.  This legislation is the top priority of the PA Association of Health Underwriters.  According to NAHU, twenty-one other states have passed similar legislation. Last year, navigator oversight legislation passed the PA Senate but not the House.  The February 3 vote was along party lines, 9-5, with Republicans voting for.  SB 293 … Read More

LEG REG REVIEW 2015, 4th Issue *** February 2, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   TREASURER McCORD RESIGNS In a January 29 letter to Governor Tom Wolf, PA State Treasurer Robert McCord submitted his resignation effective February 12, 2015.  The letter stated “But with my goals at Treasury now achieved and with a new Governor now in office to appoint my successor, it is time for me to return to the private sector where most of my life’s work has been.”  McCord designated Treasury General Counsel to serve in an acting capacity until the Governor nominates his successor.  On January 30, McCord’s attorneys issued a statement saying “Mr. McCord will be pleading … Read More

LEG REG REVIEW 2015, 3rd Issue *** January 26, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF, STACK INAUGURATED On January 20, Tom Wolf and Michael Stack were sworn in as Governor and Lt. Governor of the Commonwealth of Pennsylvania.  In his inaugural address, Governor Wolf stressed that he is not a product of the political system and that his personal business success stemmed from his being able to bring different people together to decide on and reach common goals.  For Pennsylvania, he said, some of these goals include education and economic growth with government being a constructive partner.  In his speech however, he did not mention agriculture, PA’s biggest industry, or unveil … Read More

LEG REG REVIEW 2015, 2nd Issue *** January 16, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF MAKES MORE NOMINATIONS Incoming Governor Tom Wolf is nominating several more Cabinet Secretaries.  –          Agriculture — Russell Redding, Dean of the Ag Department at DelawareValleyUniversity and former Secretary of Agriculture in the Rendell Administration.  He is a strong Crop Insurance advocate. –          Banking & Securities — Robin Weissmann, Artemis Capital Group/ vice president, Goldman Sachs –          Budget — Randy Albright, Democratic Executive Director, Senate Appropriations Committee –          Corrections — John Wetzel, a holdover from the Corbett Administration –          Conservation & Natural Resources — Cindy Dunn, president PennFuture environmental group –          Environmental Protection — John Quigley, former … Read More

LEG REG REVIEW 2015 Special Edition Issue *** January 12, 2015

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.    WOLF NOMINATES TERESA MILLER AS INSURANCE COMMISSIONER   On January 12, Tom Wolf announced his intent to nominate Teresa Miller, a former HHS Patient Protection Affordable Care Act (PPACA) official as PA Insurance Commissioner, replacing Michael Consedine who served in that capacity during the Corbett Administration.  Miller, currently a partner in the Washington, DC law firm of Crowell Moring, was acting director of the State exchanges Group, the Oversight Group, and the Insurance Programs Group at the Centers for Medicare Medicaid Services’ Center for Consumer Information and Insurance Oversight.  This means that she was a key architect … Read More

LEG REG REVIEW 2016, 1st Issue – January 11, 2016

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   RETIREMENTS FROM THE GENERAL ASSEMBLY The 2016 electoral season is upon us in Pennsylvania with nominating petitions being circulated starting at month’s end and ending in mid-February.  This also marks the start of retirement announcements by long-term members of the PA General Assembly.  Some notable decisions not to run so far: Rep. Bill Adolph (R-Delaware), Majority Chair, House Appropriations Committee Rep. Sandra Major (R-Susquehanna/Wayne), House Majority Caucus Chair Rep. John Payne (R-Dauphin), Majority Chair, House Gaming Oversight Committee Rep. Julie Harhart (R-Northampton), Majority Chair, House Professional Licensure Committee Rep. Peter Daley (D-Fayette), Minority Chair, House Consumer Affairs … Read More

LEG REG REVIEW 2014, 35th Issue *** December 29, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   A NEW YEAR’S NOTE We at PHILLIPS ASSOCIATES want to wish you a very Happy New Year.  Suffice it to say, 2014 was tumultuous and our business plan has adapted.  My firm will explore Internet-based CE as a supplement to traditional classroom teaching because many have expressed interest in taking CE from PHILLIPS ASSOCIATES via the Web.  Other new avenues will be to focus on obtaining grants for clients and video and film production.  Please always feel free to contact me with your suggestions and ideas.  That is why PHILLIPS ASSOCIATES has been in business since 1999.  … Read More

LEG REG REVIEW 2014, 33d Issue *** December 15, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF TRANSITION CONTINUES ITS PROGRESS The Transition Team for Governor-elect Tom Wolf has moved to the next level with designation of key individuals to head up the transitions for specific agencies.  Some agencies of interest are: Insurance: Former State Representative T.J. Rooney (D-Northampton) who served on the House Insurance Committee; now public affairs/political consultant Aging (Long-term care): Everette James who served former Governor Rendell as his Secretary of Health; now heading University of Pittsburgh’s Health Policy Institute Agriculture (Crop Insurance): Russell Redding, former Agriculture Secretary under Gov. Rendell and now Dean of Agriculture & Science at DelawareValleyUniversity … Read More

LEG REG REVIEW 2014, 32d Issue *** December 8, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   REVENUE IS UP SO WHY THE DRASTIC BUZZ? October and November revenues came in better than expectations, $109 million more than anticipated for this fiscal year.  For example, corporate taxes came in year-to-date (YTD) $863.1million or $86.1 million over estimate.  Similar increases were seen in sales taxes ($4 billion YTD –$49.4 million over estimate) and inheritance taxes ($449.6 million YTD –$90.3 million over estimate).  About on track were personal income tax collections ($4.2 billion YTD which was $10.8 million below expectations –0.3 percent) and taxes from cigarettes, malt beverages, and table games at $595.2 million YTD or … Read More

LEG REG REVIEW 2014, 29th Issue *** November 5, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   THE 2014 ELECTION SPECIAL ISSUE Although the Governor’s race was depressing for Republicans with former Rendell Budget chief and York businessman Tom Wolf defeating incumbent Tom Corbett 54.8% to 45.2% (1,892,193 to 1,559,954 votes), Republicans strengthened their control over both Senate and House.   Senate Republicans will be at 30 Republicans to 20 Democrats while the House GOP will have at least a 33-vote cushion, presenting an interesting challenge for the new Wolf Administration as it presents its legislative agenda.   In a rebuke to earlier concerns about Republican vulnerabilities seen in southeast PA, Republican incumbents were handily … Read More

LEG REG REVIEW 2014, 28th Issue *** November 2, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.     THEY MADE IT… Additional insurance legislation has been signed into law by Governor Corbett. Senate Bill 1180 (Vance-R-Cumberland) strengthens the state system for prescription drug monitoring and gives health care providers electronic access to a patient’s prescription drug history.  The bill was approved by Governor Tom Corbett on October 27 as Act 191 of 2014. Also approved by the Governor October 27 was Act 184 /House Bill 1846 (Quinn-R-Bucks), a Workers Compensation bill addressing the issue of some doctors possibly obtaining more WC monies than they are entitled to because of prescription coding.  HB 1846 requires … Read More

LEG REG REVIEW 2014, 27th Issue *** October 27, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   PERSONAL NOTE from VINCE PHILLIPS A good number of LEG REG REVIEW subscribers have asked about my condition after my brain surgery.  First, I want to thank everyone for their kind thoughts and prayers.  Recovery is going well although with most major medical procedures there are good days and better days.  I just want you to know how much I appreciate your being part of this little community that LEG REG REVIEW has built.  Although I am biased, I think it fills a niche not filled by any other insurance publication — PA specific legislative and regulatory … Read More

LEG REG REVIEW 2014, 26th Issue *** October 20, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   NAVIGATOR LEGISLATION RUNS OUT OF TIME Despite October 14 passage by the Senate, Pennsylvania legislation regulating Patient Protection Affordable Care Act (PPACA) navigators and certified application counselors is dead for this legislative session because the General Assembly ran out of days on which to act.  Senate Bill 1268 (Eichelberger-R-Blair) would have required navigators et al to register with the PA Insurance Department and mandate that individuals working for a navigator or certified application counselor (such as a food bank, library, etc.) undergo a criminal background check.  The PA Association of Health Underwriters (PAHU) supported SB 1268 and … Read More

LEG REG REVIEW 2014, 25th Issue October 6, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   MORE LEGISLATIVE UPDATES As the tempo increases in the waning number of session days, there are additional legislative updates to track: On September 24, the House Insurance Committee reported House Bill 1937 (Quinn-R-Bucks) to require life insurance companies to utilize the US Social Security Death Master File in order to effectively find beneficiaries of life policies.  The Insurance Department has concluded agreements with many major carriers to utilize the Death Master File but HB 1937 would require this for all life insurers. Also on September 24, the Senate Banking & Insurance Committee reported out Senate Bill 1441 … Read More

LEG REG REVIEW 2014, 24thd Issue September 29, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   Dear Reader: As many know, I underwent surgery for a brain hemorrhage and am recovering well.  I want to thank everyone who sent get well wishes and prayers to aid in my recovery.  Things like friendship and support have value beyond imagining. Regards,        Vince Phillips *********************************************** HOME STRETCH FOR THIS SESSION The 2013-14 session of the PA General Assembly is nearing an end with a flurry of last minute votes and activity for bills which will not pass but which want to be well-positioned in the next session of the General Assembly beginning in January 2015. SESSION … Read More

LEG REG REVIEW 2014, 23d Issue August 25, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   GENERAL ASSEMBLY WORK RESUMES IN SEPTEMBER The PA General Assembly returns to the State Capitol September 15 to complete a myriad of tasks in a very short period of time.  Two large issues are pension reform and passage of legislation imposing a Philadelphia cigarette tax to fund Phila. schools.  Other issues commanding attention are liquor store privatization and property tax reform although it is uncertain whether either of the later two has enough political traction to see further legislative action this session. Insurance issues possibly commanding attention include: –          Reauthorization of PA Health Care Cost Containment Council … Read More

LEG REG REVIEW 2014, 22d Issue August 11, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   LEGISLATURE OPTS NOT TO RECONVENE The PA House opted not to reconvene in August to address Philadelphia school funding (a cigarette tax) and possibly reauthorization of the PA Health Care Cost Containment Council (PHC4).  This defers legislative action until September 15.  Governor Corbett said that he would advance funding to the PhiladelphiaSchool District in anticipation of legislative action so as to allow schools to begin on time.  Still on the table is Governor Corbett’s statement that he was considering forcing the General Assembly back into Harrisburg to force action on pension reform legislation.   In September, the … Read More

LEG REG REVIEW 2014, 21st Issue August 1, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   PHC4 GETS GOVERNOR REPRIEVE Published on July 26 was Governor Corbett’s Executive Order 2014-04 allowing for a transition period for the PA Health Care Cost Containment Council (PHC4).  This independent agency which reviews and compares hospital costs and outcomes lost its legislative authority July 1.  Although legislation has been introduced — Senate Bill 1267 (Vance-R-Cumberland) to reauthorize the PA Health Care Cost Containment Council (PHC4) until June 30, 2017– it still needs House concurrence before PHC4 can regain its legislative authorization.  The Executive Order means that staff may continue to function (get paid) and that all functions … Read More

LEG REG REVIEW 2014, 20th Issue July 21, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   BUDGET FOLLOWUP Now that the new fiscal year has begun, a review of the past FY might be in order.  First, revenue projections were off.  Despite June collections coming in at a greater rate than anticipated, the net result for the FY was almost ½ billion dollars short of projections.  Second, PA’s new budget projects $29.6 billion in revenue representing over one billion more than was collected in FY 2013-14, an increase of 3.5%.  Despite the shortfall in revenues, actual collections were up in FY 2013-14 over the preceding fiscal year, although be it by only $30.9 … Read More

LEG REG REVIEW 2014, 19th Issue July 14, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   CORBETT SIGNS BUDGET BUT… On July 10, Governor Corbett signed State Budget House Bill 2328 into law.  FY 2014-15 started July 1, 2014 and includes $ 29.1 billion in spending.  The Governor challenged two powerful interests in his press conference explaining his decision to sign the Budget into law.  First was the General Assembly which he castigated for not passing pension reform.  To show his displeasure, he vetoed some $65 million in funds for the General Assembly in the Budget, saying that it could come from its reserves.  He also left open the prospect of a special … Read More

LEG REG REVIEW 2014, 17th Issue June 23, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. LEGISLATIVE UPDATE Pension Reform: Work in Progress Budget: Work in Progress Liquor Store Privatization: Work in Progress House Bill 1436 (Truitt-R-Chester) was reported out unanimously by the House Children & Youth Committee June 17.  The bill would mandate health insurance coverage for certain low amino acid foods necessary for children who have severe allergic reactions. June 17 the House Insurance Committee reported out House Bill 2340 (Kampf-R-Chester).  This bill sets forth the framework by which a reciprocal insurance company may convert to a stock insurance company. On June 17, the Senate Consumer Protection & Professional Licensure Committee reported … Read More

LEG REG REVIEW 2014, 16th Issue June 16, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. BUDGET BILL BEGINS JOURNEY It’s the start of crunch time for PA lawmakers coming to grips with the State Budget for the fiscal year beginning July 1, 2014.  It’s all about money since revenue projections for this year were not met. May’s collections for example were $108 million less than anticipated. The initial vehicle for the Budget is House Bill 2328 (Adolph-R-Delaware) which was reported out of the House Appropriations Committee June 9 and  re-referred to the House Rules Committee June 11.  Expected is a House vote this week and movement of HB 2328 to the Senate for … Read More

LEG REG REVIEW 2014, 15th Issue June 9, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. MEDICAID EXPANSION MOVES THROUGH COMMITTEE In somewhat of a surprise, the House Human Services Committee reported a bill 12-11 to expand Medicaid coverage in line with the Patient Protection Affordable Care Act (PPACA) to 133% of the Federal Poverty Level.  House Bill 1492 (DiGirolamo-R-Bucks) was reported out June 4 thanks to three Republican votes (DiGirolamo, Tom Murt (MontgomeryCounty) and Joe Hackett (DelawareCounty) plus all Democrats.  The bill pits several Republicans against House leadership which prefers to see how Governor Corbett’s ‘Healthy PA’ proposal flies with the Federal Government first.  House Republicans who have signed on as sponsors oh … Read More

LEG REG REVIEW 2014, 14th Issue May 28, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. GENERAL ASSEMBLY RETURNS The PA General Assembly returns June 2 to address several key issues, the most pressing of which is passage of the State Budget by month’s end.  Others demanding time are pension reform, liquor store privatization, property tax reform (possibly in the Senate Finance Committee), and of interest to insurance agents and brokers, House Bill 1522 and Senate Bill 1268 requiring Navigator and certified application counselor registration and criminal background checks.  The first week of their return does not yet show any committee activity or calendar activity regarding insurance but one bill requires data breach notifications … Read More

LEG REG REVIEW 2014, 13th Issue May 19, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. ELECTION DAY IS TUESDAY Tuesday May 20 is primary election day in PA.  The spotlight is on Democratic primaries for Governor and Lt. Governor to see who will oppose the Corbett-Cawley team in the November election.  Many legislative primaries are uncontested or have incumbents facing token opposition.  In the House there are 203 seats.  97 are unopposed in either the primary or the general election (42 Democrats and 55 Republicans).  Of the remaining 106 races, 28 will be decided in the primary (18 will be Democratic and 10 will be Republicans).  There are two races where incumbents are … Read More

LEG REG REVIEW 2014, 12th Issue May 12, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. BLEAK BUDGET FORCAST PA revenues remain sluggish.  April which is normally a big month in collections proved disappointing.  PA collected $3.4 billion in general revenue which was $328.3 million or 8.8% less than anticipated.  YTD collections were $23.9 billion by April 30 or 1.7% below projections.  This apparently does not take into account a recent court decision that reinstated PA’s share of Tobacco Settlement money.  There are two outcomes: First, Governor Corbett is examining existing budgets to see where savings/cuts can be found so as to balance this year’s budget. Second, June is the month when legislators act … Read More

LEG REG REVIEW 2014, 11th Issue April 28, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. LTC HEARINGS SET BY CORBETT ADMINISTRATION The Corbett Administration’s Long-Term Care Commission is convening hearings across PA to ascertain the state of long-term care in the Commonwealth.  Although the quality of care and availability of resources (staff and financial) will be discussed, the hearings also present an opportunity to present views on long-term care insurance as a means to sustain a person’s financial independence which in turn saves tax dollars in the Medicaid program.  The PA Association of Health Underwriters (PAHU) has made this a priority, seeking to show the Commission some of the impediments that hinder LTC … Read More

LEG REG REVIEW 2014, 10th Issue April 14, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. A TRULY BUSY INSURANCE WEEK Both House and Senate acted on a variety of insurance bills including: The Senate Banking & Insurance Committee approved Senate Bill 1329 (White-R-Indiana) to update the PA Life & Health Guaranty Association which pays claims in case of a liquidated entity.  Included was a provision to increase the payment cap to $500,000 (now $300,000) The Senate Banking & Insurance Committee also: –          Approved Senate Bill 594 (McIlhinney-R-Bucks) limiting cost-sharing by health insurance companies.  The bill states that an insurer may not impose a co-payment or coinsurance that exceeds an insured’s primary care physician … Read More

LEG REG REVIEW 2014, 9th Issue April 7, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.  SENATE COMMITTEE HEARS EXCHANGE NAVIGATOR TESTIMONY On April 2, the Senate Banking & Insurance Committee heard testimony from supporters and opponents of Senate Bill 1268 sponsored by Senator John Eichelberger (R-Blair), a measure that would require registration and criminal background checks for navigators, certified application counselors and other in-person assisters.  PA Association of Health Underwriters (PAHU) said that no one knew how many individuals were “facilitating” enrollment into the exchange and that there was the risk of consumer harm since they have access to personal information such as Social Security numbers and could be tempted to misuse that … Read More

LEG REG REVIEW 2014, 8th Issue March 24, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. WAGNER WINS YORK SPECIAL SENATE ELECTION On March 18, conservative activist and business owner Scott Wagner won the special election in York County for the York County Senate seat vacated by former Senator Michael Waugh who was named executive director of the Farm Show.  This fiercely contested special election included Rep. Ron Miller (R-York), Democrat Linda Small and write-in Scott Wagner.  Wagner will fill out the rest of Waugh’s term to November 30, 2014.  Wagner and Miller will face off again in the Republican primary in May if Miller decides to continue his candidacy. Miller did not re-file … Read More

LEG REG REVIEW 2014, 7th Issue March 17, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   NAVIGATOR HEARING ON APRIL 2 The Senate Banking & Insurance Committee is convening a hearing April 2 in Harrisburg on Navigators, certified application counselors et al and specifically will air perspectives on Senate Bill 1268 (Eichelberger-R-Blair).  Testimony will include the PA Insurance Department which did not support SB 1268’s House counterpart, House Bill 1522 (Tobash-R-Schuylkill), the PA Association of Health Underwriters (PAHU), two Navigators, and a video conference with PA Rep. Joe Pitts, chair of the health subcommittee of the Energy & Commerce Committee that deals with the Patient Protection Affordable Care Act (PPACA).  SB 1268 follows: … Read More

LEG REG REVIEW 2014, 6th Issue March 10, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   NAVIGATOR BILL INTRODUCED On March 7, Senator John Eichelberger (R-Blair) introduced Senate Bill 1268, a measure requiring that Navigators, certified application counselors and others doing Navigator-type work register with the PA Insurance Department.  It joins House Bill 1522 (Tobash-R-Schuylkill) which had passed the House Health Committee earlier in the session.  Although it is the Number One priority of the PA Association of Health Underwriters (PAHU), the legislation is not supported by the PA Insurance Department.  A Senate Banking & Insurance Committee hearing April 2 will discuss this bill and Navigators generally.  It appears that witnesses will include … Read More

LEG REG REVIEW 2014, 5th Issue February 24, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. HEALTHY PA BID GOES TO FEDERAL GOVERNMENT Governor Corbett has submitted the state’s request to the Centers for Medicare Medicaid Services (CMS) for approval of an alternative to the Patient Protection Affordable Care Act (PPACA) provision to expand Medicaid eligibility to 133% of the Federal Poverty Level (FPL).  The Corbett plan would: Allow those under  the PPACA threshold to enroll in the federally-facilitated exchange instead of Medicaid Consolidate numerous Medicaid plans into fewer standardized PPACA-compliant options Require a work search for non-disabled Medicaid recipients Details: https://listserv.dpw.state.pa.us/scripts/wa.exe?A2=ind14&L=NEWS-RELEASES&P=16627 (press release); https://www.portal.state.pa.us/portal/server.pt?open=514&objID=1598151&parentname=ObjMgr&parentid=2&mode=2  (Healthy PA specifics) McNULTY ASSUMES GALLAGHER INSURANCE POST Art … Read More

LEG REG REVIEW 2014, 4th Issue February 17, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. CRANE APPOINTED BY CORBETT TO LONG-TERM CARE COMMISSION Insurance broker and past legislative chair of the PA Association of Health Underwriters (PAHU) Scott Crane was appointed by Governor Tom Corbett to the new Long-Term Care Commission, a body established through executive order to assist in mapping out improvements in how the state addresses long-term care needs of PA’s seniors.  Establishing the LTC Commission is part of the Governor’s Healthy PA initiative.  Having a licensed insurance producer appointed to a state-level body of this type has been a long-standing PAHU goal for several years. COMMISSION HEARS AGENT TESTIMONY The … Read More

LEG REG REVIEW 2014, 3rd Issue February 10, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. BUDGET PRESENTED BY GOVERNOR FEBRUARY 4 Governor Corbett’s proposed State Budget for FY 2014-15 beginning July 1, 2014 spends $29.4 billion on state programs. Two areas receiving the lion’s share are Education (40.7%) and Health & Human Services including Public Welfare (40.1%).  Debt service (interest paid on PA’s obligations) is 3.8% of the entire Budget.  The $29.4 billion of state funds is supplemented by $24.2 billion of Federal Funds.  Add to that a variety of special funds and programs ($15.5 billion) and one is looking at total PA expenditures of $71.8 billion in the 2014-15 state operating budget.  … Read More

LEG REG REVIEW 2014, 2nd Issue January 27, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list. CHIP GETS FEDERAL REPRIEVE The Federal Government has agreed to Pennsylvania’s request to delay the forced-placement of 30,000 CHIP families into Medicaid, a provision of the Patient Protection Affordable Care Act (PPACA).  PA is the only state receiving this one-year delay.  The option to stay on CHIP or move into Medicaid will apply to children from families earning 100-133 percent of the Federal Poverty Level.  Children from families earning more than 133% ($31,322 for a family of four) will remain in the Children’s Health Insurance Program. POLITICS Rep. Ron Miller (R-York) has been named the Republican candidate for … Read More

LEG REG REVIEW 2014, 34th Issue *** December 22, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   WOLF TRANSITION TEAM INDIVIDUALS NAMED Transition Committees have been announced for the various agencies.  For the Insurance Department, members are: –          Chair is T.J. Rooney, former State Representative who served on the House Insurance Committee –          Pat Brier, attorney, Myers, Brier & Kelly, Scranton (civil and criminal law, fraud, RICO) –          Patrick Casey, attorney, Elliot Greenleaf Law Firm, Scranton (medical malpractice) –          Christopher Drumm, AmeriHealth Caritas Pennsylvania (Medicaid managed care plan) –          Jo Ann Lawer, government affairs, LancasterGeneralHospital –          Sam Marshall, President, Insurance Federation of PA (insurance company trade association) –          Silas Russell, government affairs, SEIU Healthcare … Read More

LEG REG REVIEW 2014, 1st Issue January 13, 2014

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from or added to this list.   GENERAL ASSEMBLY RESUMES ACTIVITY This week the General assembly returns from its holiday recess to face a number of difficult issues.  The State Budget begins to take center stage because of a dismal mid-year budgetary assessment released by the Corbett Administration in December leading to the February 4 release of Governor Corbett’s proposed Fiscal Year 2014-15 State Budget.  Other issues with traction include work on pension reform and possible re-examination of liquor store privatization.  Among Senate calendar items are: –          Senate Bill 1189 (Eichelberger-R-Blair) providing for required bonds for public sector construction –          Senate Bill 1195 (Gordner-R-Columbia) … Read More

LEG REG REVIEW 2013, 35th Issue December 30, 2013

LEG REG REVIEW is a periodic newsletter produced by PHILLIPS ASSOCIATES, a professional lobbying and consultant firm located near the State Capitol.  It contains news on the legislative and regulatory scene in Pennsylvania that may be of interest to the Insurance and Business Communities.  It is a free member benefit for those who are members of the Pennsylvania Association of Health Underwriters (PAHU) or Manufacturers Association of South Central PA (MASCPA).  Subscription information may be obtained by contacting PHILLIPS ASSOCIATES at 717/728-1217 FAX 717/232-7005 or e-mail to xenobun@aol.com.  Please email jtrout2792@aol.com supplying both your name and e-mail address if you wish to be removed from this list.   TO ALL:  Thank you very much for your interest in Leg Reg Review and in the range of services offered by PHILLIPS ASSOCIATES whether through lobbying, Continuing Education, or answering specific questions to help agents understand PPACA or other specific legislative/regulatory queries.  As you may know, my firm began in 1999 and has grown to meet the many needs of insurance agents and others in the insurance industry.  For 2014, our pledge is to continue being a responsive and relevant asset to your firm or practice.  If you have specific needs or … Read More