GPAHU Pulse – June 2019

The Fact of the Month Here’s something to talk about when you are discussing plan design options with your clients. Between 2008-2018, deductibles in employer-sponsored health plans went up 212%! While most people with employer coverage like their plan (68%) and feel grateful to their employer for providing coverage (72%), the higher the deductible, the more likely an individual is to have negative views of their coverage and their employer. Among those in the highest deductible plans, over half (55%) give their plan a grade of “C” or below, and half (51%) say their employer could be providing something better. Source: “Kaiser Family Foundation/LA Times Survey of Adults with Employer-Sponsored Health Insurance,” May 2019 The Big Three Each month GPAHU identifies three top public policy or legal developments that could impact our members and their clients. Here are this month’s big three! Pennsylvania Insurance Department Is Proposing a State-Based Exchange and Individual Market Reinsurance Pool Our policymakers in Harrisburg want to create a state-based health insurance exchange to serve the Commonwealth beginning in 2021. They are also considering a federal Patient Protection and Affordable Care Act (ACA) Section 1332 waiver to start a statewide individual market reinsurance pool to help stabilize … Read More